Planning your dream wedding involves countless decisions and significant financial investment. At I Do Insure, we’ve revolutionized wedding insurance by offering one comprehensive policy that grows with your investment. Whether you’re planning an intimate gathering or a grand celebration, our coverage remains consistent – only the premium adjusts to match your wedding’s value.

Understanding Your Coverage

Our approach to wedding insurance focuses on complete protection for every aspect of your special day. When it comes to essential event protection, we understand that the unexpected can happen. That’s why our policies cover everything from cancellation and rearrangement to supplier non-appearance. If your chosen vendor faces bankruptcy or liquidation, you’re protected. Even weather-related concerns are addressed with our unique silver lining coverage for rain on your wedding day.

Property protection forms another crucial aspect of our coverage. Your wedding attire, rings, gifts, and stationery are all safeguarded against theft, loss, or damage. We extend this protection to important elements like your cake, flowers, and any hired equipment. Understanding the irreplaceable nature of wedding photographs, we’ve included coverage for the non-development of original images or their loss, ensuring your memories remain protected.

Legal Protection and Liability

Peace of mind comes from knowing you’re protected from legal complications. Our comprehensive policy includes both personal and guest legal liability coverage, ensuring you’re secured against unexpected incidents during your celebration. This protection extends to venue liability, providing crucial coverage for your chosen location.

The I Do Insure Difference

What sets us apart is our commitment to simplicity and transparency. We’ve structured our coverage into four distinct packages – Patience, Integrity, Respect, and Adoration – each offering identical comprehensive protection but with different coverage limits to match your investment. 

For instance, our Patience package might cover wedding attire up to R25,000, while our Adoration package extends this same coverage up to R200,000. The beauty of this system lies in its simplicity: you receive the same extensive protection regardless of which package you choose, with the limits scaling to match your wedding’s overall value. 

There’s no need to wade through complex coverage options or worry about gaps in protection – simply select the package that aligns with your total wedding investment, and rest assured that every aspect of your celebration is protected.

Making Claims Simple

We believe in making the claims process as stress-free as possible. Once all requirements are met, claims are processed and paid within 72 hours – with no excess payable. This streamlined approach means you can focus on planning your perfect day, knowing that if something goes wrong, we’ll handle it efficiently.

Important Considerations

While our coverage is comprehensive, it’s important to understand some key requirements. Written contracts must be in place with all wedding suppliers, and any claim must demonstrate a financial loss. Coverage can be secured up to three months before your wedding date, giving you ample time to arrange protection.

For complete transparency, there are some situations our policies don’t cover. These include losses that could be recovered from other sources, unexplained disappearances, or voluntary cancellations. We also can’t cover theft from unattended vehicles unless there’s clear evidence of forced entry, and contagious diseases fall outside our coverage scope.

Getting Started

Securing your wedding insurance is remarkably straightforward. Begin by calculating your total wedding budget, including all elements from venue deposits to flower arrangements. Contact our team with this figure, and we’ll provide a premium quote that reflects your investment while delivering our complete coverage package.

The Path to Peace of Mind

Remember, your wedding is more than just an event – it’s an investment in memories that will last a lifetime. Protecting that investment shouldn’t be complicated or confusing. Our single-policy approach ensures you receive comprehensive coverage that’s easy to understand and simple to use.

Whether you’re planning an intimate gathering or a grand celebration, we’re here to ensure your special day is protected with the coverage you deserve.